Texas Boat & Watercraft Insurance
From Lake Travis to Sam Rayburn, we place watercraft with true marine underwriters — not a generic auto add-on. Agreed value, gear schedules and on-water towing included.
Core marine coverages
Built for how Texans actually use the water — tournaments, weekend cruising, sandbar days and long hauls behind the truck.
Hull & Agreed Value
Agreed-value hull protection for bass boats, pontoons, ski boats and cruisers — no depreciation surprises after a claim.
Specialized Gear
Trolling motors, electronics, fish finders, rods, wakeboards and safety equipment scheduled at replacement cost.
Marine Liability
Bodily injury and property damage limits built for busy Texas lakes, plus fuel-spill and wreckage-removal coverage.
On-Water Towing
Emergency towing, jump starts and fuel delivery on the water — plus trailer coverage on the way to the ramp.
Uninsured Boater
Protection when the other operator has no coverage, including medical payments for everyone aboard.
Lay-Up & Storage
Seasonal lay-up credits and coverage while the boat is on the lift, in dry storage or in your driveway.
“Instantly routed to specialized marine markets (Ahoy/First Connect networks) for optimal regional pricing.”
Your single intake fans out to marine-specific underwriters so hull value, horsepower and navigational territory get priced by people who write water risks every day.
What we’ll ask for
- Year, make, model and HIN
- Motor horsepower and hull value
- Primary lake or navigational area
- Storage location and trailer info
- Boater safety course completion